Mortgage Lender Access | Advance Lending Services Broker Network

Mortgage Lender Sydney – Compare and Access 40+ Loan Providers with Confidence

Sydney’s most trusted mortgage lenders through our expansive broker network. Whether you’re buying your first property, refinancing to secure better terms, or need specialist lending support, we offer strategic access to over 40 lenders – from major banks to private financiers and niche credit unions.

Our approach is grounded in clarity, flexibility, and tailored financial solutions. We support clients across a wide range of Sydney suburbs including Paddington, Bronte, Darling Point, Bondi Beach, and Bellevue Hill – as well as premium locations like Point Piper, Kings Cross, and Vaucluse – with smart lending strategies that suit their goals.

Comprehensive Mortgage Lender Access Services

Major Bank Access

We maintain strong relationships with Australia’s Big Four banks and key second-tier lenders:

  • Commonwealth Bank (CBA)

  • ANZ

  • Westpac

  • NAB

These institutions offer competitive interest rates, broad product ranges, and reliable turnaround times – a great fit for established borrowers in suburbs like Rose Bay, Potts Point, and Randwick.

Regional Banks and Credit Unions

We provide access to community-focused lenders offering flexibility and personalised service, including:

  • Bendigo and Adelaide Bank

  • Bank of Queensland

  • Teachers Mutual Bank

  • Newcastle Permanent

  • People's Choice Bank

These lenders are ideal for families, teachers, and early-career professionals buying in locations such as Kings Cross, Dover Heights, and Watsons Bay.

Non-Bank and Specialist Mortgage Lenders

For clients with more complex financial profiles, our network includes:

  • Pepper Money

  • Liberty Financial

  • La Trobe Financial

  • Resimac

These lenders are well-suited for the self-employed, freelancers, investors, or those with non-traditional income sources in areas like Bronte and Bellevue Hill.

Private Mortgage Lenders

For high-value property purchases or unique lending needs, we facilitate access to:

  • Private mortgage lenders and boutique funds

  • Investment syndicates and high-net-worth funding solutions

  • Flexible underwriting with tailored assessments

These options are popular among clients in Point Piper, Darling Point, and Vaucluse who require discreet and customised lending structures.

Why Choose Advance Lending Services for Mortgage Lender Access?

Lender Variety and Choice

We help you explore and compare loans from over 40 lenders, including:

  • Big Four and second-tier banks

  • Credit unions and mutual banks

  • Non-bank and private lenders

This breadth ensures that borrowers in suburbs like Paddington, Bondi Beach, and Rose Bay receive a solution that truly matches their financial situation and property goals.

Broker-Exclusive Offers and Rate Discounts

Our broker network provides access to exclusive loan products and benefits:

  • Discounted interest rates not available direct-to-consumer

  • Fee waivers (application, valuation, settlement)

  • Flexible loan structures (offset, fixed, split, interest-only)

This is especially helpful for those refinancing or upgrading homes in Randwick, Potts Point, and Watsons Bay.

Tailored Matching Based on Your Profile

Our lender selection process considers your full financial picture, including:

  • Deposit size and LVR

  • Income type and employment status

  • Preferred loan structure and purpose

  • Approval speed and documentation needs

This personalised approach supports clients in diverse markets – from inner-city hubs like Kings Cross to heritage-rich neighbourhoods like Dover Heights.

Transparent Comparisons and Support

You’ll receive detailed, side-by-side comparisons that include:

  • Interest rates and repayment estimates

  • Loan features (redraw, offset, flexible repayments)

  • Lender fees and eligibility criteria

  • Turnaround times and approval conditions

Whether you’re buying in Bellevue Hill, renovating in Bondi Beach, or refinancing in Rose Bay, we guide you through each step with clarity.

Frequently Asked Questions (FAQs)

Q: Can I get a better rate through your broker network than going directly to the bank?
 A: In many cases, yes. We negotiate better rates and offer broker-only products that aren't available through retail bank branches.

Q: Do you work with borrowers who have less than a 20% deposit?
 A: Absolutely. We have lenders who offer 90% and even 95% LVR loans, with reduced LMI options for eligible clients across Sydney.

Q: What if I’m self-employed or have irregular income?
 A: We specialise in lending for self-employed clients through low-doc and alternative income verification options, ideal for professionals in areas like Paddington and Kings Cross.

Q: Are private lenders a good option for high-value properties?
 A: Yes. Many clients in suburbs such as Point Piper and Darling Point rely on private lending for large or time-sensitive transactions.

Q: How many lenders are available through Advance Lending Services?
 A: We provide access to over 40 lenders, including major banks, credit unions, non-bank specialists, and private mortgage funders.

Areas We Serve

We proudly support borrowers across Greater Sydney, including:

Sydney CBD
Eastern Suburbs: Paddington, Bondi Beach, Darling Point, Point Piper, Rose Bay, Vaucluse, Bronte, Bellevue Hill
Inner West: Newtown, Glebe, Leichhardt, Balmain
North Shore: Mosman, Neutral Bay, Chatswood
Western Sydney: Parramatta, Penrith, Sutherland Shire
Coastal & Urban Hotspots: Watsons Bay, Dover Heights, Potts Point, Randwick, Kings Cross