Mortgage Broker Services | Advance Lending Services

Mortgage Broker Sydney – Your Expert Partner in Property Finance

We go beyond the average mortgage broker in Sydney. Whether you’re buying your first home, refinancing, or investing, our team of experienced home loan brokers provides tailored, strategic advice and access to 40+ lenders — from major banks to private mortgage lenders across Sydney.

We specialise in structuring home loans that align with your financial goals, lifestyle, and unique circumstances. No jargon, no runaround — just expert mortgage broker services Sydney-wide. From Paddington and Bondi to Darling Point and Point Piper, we help clients navigate competitive lending markets with clarity and confidence.

Comprehensive Mortgage Broker Services

First Home Buyer Assistance

Buying your first home can be overwhelming — we make it simple. As your home loan broker Sydney partner, we help you:

  • Access First Home Owner Grants and stamp duty concessions

  • Explore low deposit loans (5–10%) and no-LMI loan options

  • Navigate paperwork, eligibility, and pre-approval

  • Structure your mortgage for future growth and affordability

  • Receive end-to-end support — from consultation to settlement

Whether you're entering the market in the Inner West, North Shore, or Eastern Suburbs like Rose Bay or Bellevue Hill, we bring local knowledge and lender strategy together.

Home Loan Refinancing

Refinancing your mortgage can unlock better rates, lower repayments, or equity. Our services include:

  • Comparing 40+ lenders for the most competitive rates

  • Debt consolidation loans Sydney homeowners can use to simplify repayments

  • Equity release and cash-out refinancing options

  • Strategic switching between fixed and variable rates

  • Break cost analysis and refinancing feasibility

From Randwick to Bronte and beyond, we structure refinancing that works in today’s market.

Investment Property Loans

Build your property portfolio with confidence. Our experts in buy-to-let loans Sydney-wide help you:

  • Structure interest-only or principal & interest loans

  • Finance single or multiple investment properties

  • Explore SMSF loan options for long-term wealth

  • Maximise tax effectiveness and borrowing power

  • Navigate commercial conversions and dual-occupancy finance

This includes high-demand investment locations like Kings Cross, Potts Point and Watsons Bay.

Construction & Renovation Loans

Whether you’re building from scratch or upgrading a fixer-upper, we offer:

  • Construction loans with staged progress payments

  • Renovation finance for kitchen, bathroom, or full-home upgrades

  • Land & build packages with flexible loan structures

  • Guidance through council approvals, insurance, and warranties

We assist clients across Sydney, including heritage-sensitive suburbs like Dover Heights and Paddington.

Specialist Borrower Solutions

We cater to borrowers who fall outside the box. Our services include:

  • Mortgage broker support for self-employed and business owners

  • Lending options for foreign income earners and expats

  • Private mortgage lenders in Sydney for high-value or unique deals

  • Jumbo loans and low doc loan options

  • Asset-based lending for tailored financial solutions

This includes premium clients in Point Piper, Darling Point and Vaucluse seeking discretion and complex lending structures.

Why Choose Advance Lending Services?

Wide Lender Network

You’ll gain access to an extensive panel of trusted institutions:

  • Big 4 banks: ANZ, Westpac, CBA, NAB

  • Second-tier banks: ING, Macquarie, Suncorp, Bankwest

  • Non-bank and private lenders: Pepper, Liberty, Bluestone, La Trobe

  • Fast-settlement and specialised lenders for urgent or complex cases

100% Free to You

There are no broker fees. We’re paid by the lender upon settlement, meaning our focus is entirely on getting you the right loan not the highest commission.

Personalised, End-to-End Service

  • Free initial consultation and needs analysis

  • Document preparation and loan comparison

  • Custom lender matching based on your profile

  • Full loan submission, tracking, and approval management

  • Settlement coordination with your solicitor or conveyancer

  • Ongoing rate reviews and refinancing opportunities

Frequently Asked Questions (FAQs)

How much can I borrow through a mortgage broker Sydney service?
 It depends on your income, expenses, assets, and liabilities. We offer a detailed borrowing capacity review at no cost.

Do you offer home loans for properties over $2 million?
 Yes. We have access to jumbo loans and private lenders who specialise in high-value property finance.

Can you help with refinancing my home loan?
 Absolutely. We assist with switching lenders, unlocking equity, and accessing lower rates through our mortgage broker Sydney network.

Is it worth consolidating debt into a mortgage?
 In many cases, yes. We assess your financial position and help structure debt consolidation loans in Sydney that reduce interest and streamline repayments.

Are your mortgage broker services really free?
 100%. We charge no fees to you — our commission is paid by the lender once your loan settles.

Areas We Serve

We proudly deliver mortgage broker services Sydney-wide, including:

  • Sydney CBD

  • Eastern Suburbs: Paddington, Bondi, Darling Point, Point Piper

  • Inner West: Newtown, Glebe, Leichhardt, Balmain

  • North Shore: Mosman, Neutral Bay, Chatswood

  • Greater Sydney: Parramatta, Penrith, Sutherland Shire and beyond

  • Coastal and prestige areas like Vaucluse, Rose Bay, Bellevue Hill, and Bronte