Mortgage Broker Randwick | University & Hospital Precinct Lending, Done Right

Trusted mortgage broker in Randwick. Between UNSW, the Prince of Wales Hospital and sought-after schools, Randwick behaves like several micro-markets at once. As university and hospital precinct specialists, we match lenders to the way you'll actually live - or invest - here. Expert service, minus the fluff.

We also support clients with home and investment lending throughout Sydney’s east, including:
Mortgage Broker Vaucluse, Rose Bay, Bondi Beach, Bellevue Hill, Bronte, Potts Point, Kings Cross, Watsons Bay, Dover Heights, Point Piper, Darling Point, Paddington

How we help in Randwick

Home loans

  • Family homes near parks, schools and light rail - structured for today with room to grow.

  • Apartments close to UNSW and the hospital precinct, where strata health really matters.

  • First-home pathways that keep paperwork sensible.

  • Townhouses and villas for families and professionals.

  • Refinancing to tidy rates or release equity for the next step.

Investment & portfolio lending

  • Family homes, apartments, and student investment properties positioned for steady demand.

  • Documented rental scenarios for students, clinicians and university staff.

  • Dual-occupancy or small multi-dwelling strategies (policy-aware and compliant).

  • Portfolio lending across the eastern suburbs with smart security mixes.

Specialist scenarios

  • Education-precinct finance and multi-tenancy compliance made practical.

  • Healthcare-professional lending with variable rosters and allowances.

  • Guidance across diverse stock - from compact units to larger family homes.

Why Advance Lending

  • Local nuance, not guesswork. We understand catchments, shift-work income and what valuers notice first.

  • Credit conversations that land. We present your story and the property clearly so underwriters can say “yes”.

  • After-care that matters. Repricing, reviews and equity planning as your needs evolve.

  • Inner-east context. We bring the nuance so you can decide with confidence.

Market notes (the practical kind)

  • Student and hospital demand underpin rentals year-round, but strata condition still rules the numbers.

  • Renovated family homes and well-kept apartments attract premium interest.

  • Buying with an eye to enrolment zones? We’ll help you keep access intact when you refinance.

Our process

  • Discovery chat - goals, timelines, what “good” looks like.

  • Lender shortlist & pricing - options that suit your property and income profile.

  • Valuation & application - we coordinate documents and keep everyone moving.

  • Approval & settlement - then periodic reviews so your loan stays sharp.

FAQs (Randwick clients ask us…)

Are properties near universities good investments?
 Often, yes. Demand from students and staff is resilient when the building is well-run and the tenancy is compliant.

Do school catchments affect borrowing or value?
 They influence demand and resale. We brief valuers and lenders on the drawcards for your chosen streets.

Can student rental income support my application?
 With documentation and building compliance, many lenders will consider it. We’ll position it correctly.

What property types work near UNSW?
 2–4 bedroom homes on transport corridors, and well-managed apartments close to campus, tend to lease quickly.

Does hospital proximity help?
 It can - stable employment bases are a positive in many credit models.